Do you belong to the group of people who always forget of paying the bills and different fees on time? Do not you have a financial schedule and therefore you are always charged more than you should be?
The following tips will help you save your money, if you have answered positively to both of the questions. They are directed to help you not to forget to pay back for all the bills you receive, for all the loans you have taken, rent bill, income taxes, state taxes, credit card bills and so on.
Firstly, try to mark your calendar with the dates you have to pay. Those simple ticks will help you not to get lost among all the deadlines for paying the bills. It will also give you an opportunity to save some money and give some more time for completing all your financial payments.
Take into consideration your electronic devices where you can set up the reminders. For being able to pay for all your bills on time make some reminders and it will definitely help you. This option is usually suggested for people who are always in move. While paying back all your debts prudently, you will have a chance to save money and you will not have to pay the additional fines.
There is a special automatic payment agreement with a department of your bank, ask a bank teller about it and sign up for it. If you apply for such arrangement there will be no necessity for you to worry about the missed or delayed bills, as the bank will handle your monthly bills on your behalf. Still, it will be quite easier if you have a checking or a personal account at this bank.
If you decide to make up such an arrangement with the bank, the bank tellers will just withdraw your money from your checking or saving account for paying back the monthly bills, as personal loan payments, rent, utilities bills. This will give you an opportunity not to miss the deadline and not to fall behind with your debts. This arrangement will also help you build up your credit score and if you would like to get a loan some day, the state of your credit score will be very momentous to persuade the bank to give you the required loan.
Involve family. If you have got a spouse, then do it with him/her, literally you will keep each other from forgetting about the due dates and this will help you a lot. Remind each other about the deadlines and leave the notes with the dates somewhere in the house.
If you have children, the grown-up ones, then you may give them some responsibility to understand what the adult life looks like. You can let them pay for some of your bills, the easiest ones though. As they say, start easy. They can pay for the utility dues and they can go to the utilities service providerand submit the payment. In such case you prepare your children to be independent and organized. As well, you involve them in keeping the household without any missed or delayed payments.